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Life Strategy – A life planner app

We all are getting busier day by day. It’s only imaginable if we miss doing something very important and how bad it can affect our daily life. But we can use today’s awesome technology to help us to keep track of everything so that we don’t miss out a thing. Today I am writing about an app which helps you to do the same. The app is Life Strategy and it did help me to remind very important things I had to do and reminded me of my goals every day. Read the review for knowing more about the app.

Overview:

The app, like the name, suggests is a planner helper that helps you to plan things, set goals and helps us reminding the things to be done every day. It’s like a very advanced calendar app for Android. This app helps to be realistic as well. We all know how we sometimes think of ourselves as the best in everything and set goals which are pretty much unachievable. But this app makes it sure that you know your limits and set goals and make plans which can be done. Read on more to know how it does all this.

Features:

The app has several sections so first I will go through the main sections to give you an overall idea. Upon opening the app for the very first time, it shows the section called “Who am I” and asks you to fill it out. Then there is the Goals section where you can enter your goals which you plan to achieve in the future. Tasks is another section which acts like a todo app where you can note down your daily tasks which you plan to accomplish in your daily life. Another section is the habits section and like the name suggests you can note down you habits which are noteworthy. The last section in the app is Lessons and here is where you’re supposed to note down what you have learned from your daily life encounters. Let it be people or situations, you can note down whatever lessons you have learned in here.

All the above sections have sub-sections too which can be accessed by simply swiping across your screen. Once you select the main section and the subsection you will be able to add an entry by tapping on the big plus button from the top right corner. The entry contents differ from each other according to the section and subsection you have chosen. For example the goals section needs you to fill in the details of the deadline while the task section needs you to fill in the details of the schedule.

What I think should be improved:

There is nothing much in this section of the review. I really like how the app is presented with its awesome UI. Anyway, it would have been helpful if the developer decides to show the new users a tutorial video or an intro video about the app upon the first opening of the app. Or better yet simple instructions which pop up upon clicking on a help icon under each section or subsections. Other than that I am pretty satisfied with the app’s features.

Final words, Overall impression:

Like I said this is an app that helps you to plan your life, set goals, and helps to achieve them efficiently. The user interface is pretty awesome and when it comes to entering the details it is not complicated at all. This is what I would like to see in all those planner apps. If the UI or the entire app is complicated I wouldn’t find it efficient for planning my life. The lives of people are already complicated and we’re choosing to use these kinds of apps to make it simpler. This app does this job perfectly. If you have been finding your daily life to be very busy then you should try this app and I am pretty sure you would love it.

Top 5 Totally Free Mobile Apps That Pay You Real Cash

It has become possible more than ever to make some cash on the side without necessarily getting a part-time job. There are tons of apps out there that allow you to earn some cash while doing the things you usually do every day. Free mobile apps that pay you real money are becoming increasingly popular.

Companies today are more eager to get new app users, and they are willing to pay for it. Some pay you directly through PayPal, offer you gift cards to your favorite retailers, or give you cashback on your purchases.

Since you are going to keep your phone around all day long, it’s definitely a good idea to use one or more of the money-making apps to add some extra cushion to your wallet with just your phone.

Here Are The Top 5 Mobile Apps That Pay You For Real

  1. Swagbucks

One interesting money-making app you should be using is Swagbucks. The app allows users to earn cash simply by searching the web, watching videos, playing games, taking surveys, or shopping online. 

Swagbucks users can earn as much as they can since there’s no limit to the points you can accrue. They also offer a $10 bonus to new users. Rewards can be redeemed for cash deposits paid directly into your PayPal account or gift cards to a Swagbucks retailer such as Amazon or Walmart. The cashing out threshold is 2,500 Swagbucks points worth $25. 

While Swagbucks cannot replace your full-time income stream, if you start using it as your web browser, take a few surveys, play some games, and watch a few videos, you could potentially add about $25 to $50 to your monthly earnings.

  1. Money App

The Money App is a market research app that earns you rewards for completing tasks. Users are required to play games, offer opinions, test services, check store displays, and participate in free trials, among others.

Your tasks begin when you open an account on the app, and you have to complete them to accumulate rewards. The rewards can be redeemed for cash through a PayPal account. 

An interesting thing about the cashout process is that you would be sure to redeem your money from PayPal within two to five working days. This is unlike some other market research apps that pay you only once a month or won’t offer cash rewards at all.

  1. Slidejoy

One easy money-making app you’ll find on the internet today is Slidejoy. Slidejoy places ads on their users’ phone lock screen, and users will have to choose to either engage with the ad or ignore it. 

Users have to slide right to ignore the ads and unlock their phone, but when they slide left, the phone unlocks, and they are directed to a destination specified by the advertiser. However, you’ll still earn the same amount whether or not you engage with the ads.

With minimal effort, you can potentially earn $180 a year simply by allowing your phone’s lock screen to trend news stories or ads that disappear when you unlock your phone.  You can redeem your earnings via gift cards, cash deposits to PayPal, or you may choose to donate your earnings to charity. 

  1. OnMyWay

If you drive around a lot, you a chance to earn money with the OnMyWay app by merely driving safely. OnMyWay has a mission which is to reduce accidents resulting from distracted driving. To do this, they reward their users for not using their phones when they drive. 

The app works by tracking your location and automatically detecting your speed and smartphone use. At the end of your drive, you earn OnMyWay cash on the distance or miles you drove over 10MPH. 

You also accumulate more OnMyWay cash when your friends sign up with your unique referral links. And when they drive safely, you also earn. There is no limit to the points you can accumulate on the app, and those points can be redeemed for offers, gift cards, and cash.

  1. Ibotta 

Ibotta’s money-making opportunity revolves around cashback shopping. It is a grocery savings app that allows users to save money on their total grocery bill. While it targets grocery stores mainly, it also works well with other retailers and stores. Some of their partners include Amazon, Target, Kroger and others. 

New Ibotta customers can earn a $20 bonus if they redeem a certain amount of offers. They also have an affiliate program that allows users to invite friends to the app to earn more rewards. Users can make an extra $5 more for every friend they refer. 

To redeem earnings, users can exchange their rewards for free gift cards or receive cash straight to their PayPal or Venmo accounts.

Final Thoughts

You don’t have any excuse to miss out on the opportunity to make some extra cash on the side without much work. Money-making apps offer you an excellent chance to earn legitimately with your phone; however, these are only a few of the apps that can make you money. If you don’t mind, you could get started by filling out the registration for one or more of the items on the list to start making money from your phone right away. Totally free apps that pay you real cash are a sure way to make some extra money and improve your side hustle.

ModernMerch earbuds are getting an upgrade: Let’s Review

We all want to get the best sound quality when we listen to music or even make calls, and that means that finding the perfect earbuds is a vital step. When looking for the perfect earbuds, different factors such as design, specifications, specialization, comfortability, price, and brand influence my choice. The upgraded features for ModernMerch earbuds had captured my interest so much, and at this point, I have to tell you that it was totally worth it. I’ll be reviewing the product based on the factors that influenced my choice.

ModernMerch earbuds

ModernMerch Earbuds Review

Design

I wanted something that looks like the Airpods, and ModernMerch earbuds are a great fit; the shape is pretty interesting. Both the earbuds and the case look similar to Airpods, and they are available in both white and black. Also, the earbuds are lightweight; they weigh about 5.3oz.

Specification

The ModernMerch earbuds have some interesting features that would endear them to anyone. One notable thing about these earbuds, in addition to their fantastic sound quality, is that I have never had any barrier issue with them. Their transmission level is 170 feet, which means that I get to move around without interruptions.

With a battery capacity of 400 mAh for the charging box and 35 mAh for the earbuds, I noticed I could play my music for around four and a half straight hours, and they only take 1 to 2 hours to charge fully. The earbuds have a standby time of 120 hours. 

The earbuds are connected to your device using Bluetooth technology for more convenience, and the Bluetooth version is 5.0. They are compatible with both Android and Apple devices. 

Specialization

It’s always best to choose earbuds that suit your needs, depending on the activities you are likely going to use your earbuds for. Modernmerch earbuds will make sense for you if you will be wearing them for morning runs and workouts. They are water-resistant, so you don’t have to worry about the buds getting damaged from sweat or rain on rainy days.

There’s also the touch control features, which I enjoy. They allow you to play or pause music, receive, reject, end calls and skip music. Additionally, the buds have automatic Bluetooth connections, can be charged in two convenient ways, and they automatically charge in the charging box.

Comfortability

You already know that not all earbuds fit our ears, and some hurt after a while, while some hardly stay in place. ModernMerch earbuds are super comfortable in the ears. They are one of the most comfortable headphones I’ve used. Plus, they remain in place during exercise or other physically engaging activities.

Price

I feel ModernMerch products are really affordable, and considering all that you are getting from their earbuds, $99.95 is, by far, fair enough.  

Brand

This factor is usually icing on the cake when I’m checking out products, but it’s still worth considering. It could help to give users insight into the brand’s mission and their line of products. 

ModernMerch is a fast-rising one-stop online store for smart gadgets like our dear earbuds, smartwatches, and external mobile chargers that define quality, luxe, and exclusivity. As it is evident in their product offerings, they understand the expectations of their target audience; hence their eyes are fixed on evolving fashion while offering inventories that suit their end-users’ fancy.

They also offer some genuine customer services since they are interested in keeping their customers happy and satisfied. They provide a seamless shopping experience and affordability that users will enjoy.

ModernMerch earbuds review

Additional Information

In addition to their great quality product, the shipping experience with ModernMerch was impressive for me. Typically, you should expect your order to arrive in 4-7 days after you place them, but my ModernMerch earbuds arrived in four days.

They also include a live contract & shipping protection on every order, which means that you are covered in the event of loss, theft, or broken items. You have the right to file for a damaged or lost item and get a replacement for such an item.

Note that in every Modernmerch earbuds package, you have 2 earbuds, 1 charging case, 1 charging cord, and a manual. Note also that every purchase is final, as ModernMerch does not entertain returns, refunds, and exchanges once an order is processed.

Best Mobile Apps for Personal Finance

If you want to keep your budget but don’t know where to start, or do you have your money in several different locations and want an easy way to monitor it all? We scrutinized our web and app stores and found the best money management apps for personal finance so you can dive in, start saving money, and live more economically and safely! 

The app doesn’t have to be a waste of time or money. Check out these 10 money-saving apps that will help you not only save your money but also manage your finances better. 

1. Mint 

Mint is a great app for seeing where all your money is on every device. It can track your bank account, credit card, and even your investment. It can also be used to plan budgets and future expenses, but the main focus is to give a financial overview.

 2. You Need a Budget 

You Need a Budget (YNAB) is a great tool for setting and sticking to your budget. YNAB is well-designed and not only provides a clear report of where your money is going but also provides budgeting tools and “four rules” to help you save money. 

3. Spendee 

Spendee is a design-focused budget and expense tracker. Spendee is really beautiful and does a good job of showing you where all of your money is heading and how you can adjust the course. The only downside is that you have to enter the transaction manually. 

4. Expensify 

Expensify is perfect for business travelers who want to easily create expense reports about where they are spending their money. You can take a picture of your receipt, track your time, record your distance traveled, and print it out at any time for expense reporting. 

5. Personal Capital

Personal Capital – Investing and Finance App is another great app to help you monitor your budget, targeting investors, business owners, and others with tighter monthly salaries. This is more than a portfolio tracker, this is professional-grade tech to help you take control of your finances.

6. Dollarbird 

DollarBird is a personal finance app that focuses on creating a calendar of expenses, giving you an overview of your expenses and predicting the big expenses you will incur in the future. It is ideal for understanding the financial situation at the macro level. 

7. Pocket Expense 6

Pocket Expense 6 is an alternative to Mint. It gives you an overview of all your accounts and expenses and helps you check everything without too many bells and whistles. 

8. Toshl 

Finance Toshl is a fun personal financial management app with many features of other apps on this list, adding fun animated characters to make it even more interesting. There is also one of the few apps for Windows’ Phone. 

9. Goodbudget 

Goodbudget is interesting because they learn your spending habits. And in addition to helping you budget, you can forecast your spending over time to let you know where you might be financially in the future. It helps to adjust the course so that you don’t spend too much money.

10. Money Manager 

Money Manager makes managing personal finances as easy as pie! Now easily record your personal and business financial transactions, generate spending reports, review your daily, weekly, and monthly financial data and manage your assets with Money Manager’s spending tracker and budget planner.

Money Manager Expense & Budget

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About Money Manager Expense & Budget

Google Play

Money Manager – the #1 financial planning, review, expense tracking, and personal asset management app for Android!

Money Manager makes managing personal finances as easy as pie! Now easily record your personal and business financial transactions, generate spending reports, review your daily, weekly and monthly financial data and manage your assets with Money Manager’s spending tracker and budget planner.

* Applying double entry bookkeeping accounting system
Money Manager facilitates efficient asset management and accounting. It does not just record your money coming in and out of your account but deposits your money into your account as soon as your income is input and draws money from your account as soon as your expense is input.

* Budget and expense management function
Money Manager shows your budget and expenses by a graph so you can see the amount of your expense against your budget quickly and make suitable financial inferences

* Credit / Debit Card management function
Entering a settlement date, you can see the payment amount and outstanding payment at the asset tab. You can arrange the automatic debit by simply connecting your debit card with your account.

* Passcode
You can check passcode so you can safely manage your financial review account book with Money Manager

* Transfer, direct debit and recurrence function
Transfer between assets is possible, which makes your personal and business asset management more efficient. In addition, you can manage you a salary, insurance, term deposit and loan more easily by setting automatic transfer and recurrence.

* Instant statistics
Based on the data entered, you can instantly see your expense by category and changes between each month. And you can see the change of your assets and income/expense indicated by a graph as well.

* Bookmark function
You can easily input your frequent expenses all at once by bookmarking them.

* Backup / Restore
You can make and view backup files in Excel file and backup/restore is possible.

* Other functions
– Change of starting date
– Calculator function (Amount > upper right button)
– Sub Category ON-OFF function

Goodbudget: Budget & Finance

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About Goodbudget: Budget & Finance

Google Play

Goodbudget (formerly EEBA, the Easy Envelope Budget Aid) is a money manager and expense tracker that’s great for home budget planning. This personal finance manager is a virtual update on your grandma’s envelope system–a proactive budget planner that helps you stay on top of your bills and finances. Built for easy, real-time tracking. And, sync across Android, iPhone, and the web to share your budget with your budgeting partners. Keep everyone on the same page with household finances!

The best income and expense tracking tool. Ever. Yup.

Not yet convinced?

 Recommended by Experts. Google. The New York Times. Forbes. LifetimeTV. Boston Globe. About.com, Lifehacker, the Register, Verizon Wireless, Leave Debt Behind, yada yada yada.
 Top quality. Ranked #3 in App Quality across ALL finance apps in both major app stores. [1]
 Downloaded over 3,000,000 times

And loved by users everywhere
…which, after all, is what matters most…

CHOCK FULL OF FEATURES

SYNC ACROSS MULTIPLE DEVICES (AND WEB)
 Automagically syncs across Android, iPhone, and the web
 Stay on the same page about finances with loved ones
 Data is automatically and securely backed up to Goodbudget’s website

PERSONAL FINANCIAL MANAGER FOR LIFE ON-THE-GO
 Expense tracking optimized for speed!
 Check Envelope & Account balances
 Save for the future with Goal and Annual Envelopes
 Scheduled transactions and Envelope fills
 Split expense transactions
 Save time with smart payee and category suggestions
 Easily transfer funds between Envelopes and Accounts
 Search for transactions
 Add income
 Choose budget period to match real-life
 Add and edit Accounts
 Location-based widget! Enter common transactions in exactly 3 touches. Control in Settings. (Note: widget will not be available if you move app to SD due to Android limitation)
 Edit budget as needed!

INSIGHTFUL REPORTS
 Analyze spending with Spending by Envelope Report
 Monitor cashflow with Income vs. Spending Report

ALSO ON THE WEB
 Download transactions to CSV
 Bank account statement import in QFX (Quicken) and OFX (Microsoft Money) formats with auto-matching to manually entered transactions
 Clear/reconcile transactions
 Even more reports!

BASED ON PROVEN ENVELOPE SYSTEM
 No physical envelopes…only virtual ones!
 Roll unused funds over to the new month to reward your amazing self-control!
 Plan finances ahead of time to keep budget on track
 Live within your means
 A darn cute envelope mascot

Ad-free, Free Forever version includes 10 regular envelopes & 10 annual envelopes. Use envelope budgeting to plan your spending, not just track it!

Toshl Finance – Personal Budget & Expense Tracker

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About Toshl Finance – Personal Budget & Expense Tracker

Track all your credit cards, bank accounts and cash in one place. Toshl Finance helps more than 2 million people keep track of their personal finances. Know your finances. Have fun!

“Of all the apps for monitoring spending, one of the hardest to beat is Toshl Finance.” – New York Times
“Now I know where my money is disappearing to, thanks to Toshl…” – BBC
Winner of The Europa award for Best Commerce, Finance or Payments Startup

Easy data entry
– automatically connect over 13 000 different bank accounts, credit cards or financial services in the United States and around the world. Available connection include; Chase, Bank of America (BofA), Capital One, Charles Schwab (SCHW), Citi, HSBCnet, PNC, SunTrust, TD Bank, US Bank, Wells Fargo, PayPal, Wealthfront, Betterment, Coinbase, Bitstamp and others.
– quick & easy manual expense entry in only 4 taps. Tip calculator included.
– use any currency. Almost 200 currencies with always fresh exchange rates are supported, including 30 cryptocurrencies.
– add rich data to entries: multiple tags, financial account, location, description, repeats, bill reminders with notifications, photos. Photos are great for keeping receipts, warranty info and expense reporting.
– import data from your online bank files (CSV, Excel, QIF, QFX, OFX etc.) in the web app

Useful graphs
– big picture overview of how your money flows each month
– how much you have left to spend this month while maintaining your budget goals
– pie charts, bubble graphs, expense locations map

Budgets
– budgets for all expenses or filtered by categories, tags or accounts
– budget for any time period
– optional rollover to the next budget period
– notifications warn you when you approach your budget limits

Sync with multiple mobile devices
– use on an unlimited number of devices, on multiple mobile platforms
– your data automatically syncs to all devices and the web app
– automatic backup, data is safe even if you lose your device

Syncs with the web app
– open the web app on your laptop, desktop computer or tablet and use Toshl in comfort on a large screen
– automatically synced with mobile app
– extensive data visualisations with month-over-month comparisons and filtering by category, tag, location

Pocket Expense 6

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About Pocket Expense 6

Pocket Expense is a full-featured finance software that you can carry in your pocket. It is a powerful and easy to use program that will help you track and understand your personal finance.

Pocket Expense brings all your financial accounts together, categorizes your transactions, tracks all your bills, lets you set budgets and helps you achieve your savings goals. In just minutes, you’ll see where your money is going and where you could save money.

TRACK YOUR ACCOUNTS
You can easily input and manage your accounts. All your accounts will be displayed in one place.

You are supplied with a set of icons for your accounts. All transactions related to the same account will be displayed in one page so that you can manage them easily.

√ Support multiple account and account type
√ Statistic for daily/weekly/monthly/yearly overall
√ Track balance of each account

BUDGET MANAGEMENT
Stay in control and monitor your spending with the help of this budget tracker feature. Set yourself a limit and debit all your payments. You can always see how much money is left until your budget is gone and whether you might better postpone a purchase. Over time this should help to save some money instead of going into dept.

√ Support multiple budgets
√ See your income and expenses of one budget through charts
√ Recurring and non-recurring budget
√ Move funds from one budget to another in a single operation
√ At the end of each cycle, all information for a budget is archived and can be easily viewed for comparative purpose

TRACK YOUR BILLS
Pocket Expense will make sure that you’re never late for even one bill. By tracking each bill, which is customizable with different reminder alert periods.
√ Support multiple bills of different recurring
√ Set alerts to remind you of which bills are close to due dates or overdue
√ Allows for the payment of bills in full or in part
√ Support multiple payments of each bill
√ Support calendar view
√ Show total amount of all and overdue bills
√ Mark bills with icons according to their status

Other Key features:
– Password protection
– Simple, attractive interface
– Payers & payees management
– Category management
– Provide help document
– Powerful statistics and reports of all your transactions
– Quickly search for transactions and edit from the same screen
– Complete world currency list
– Backup and restore all your data over WiFi

Dollarbird – Personal finance calendar

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About Dollarbird – Personal finance calendar

Track and forecast your money as easily as adding events to a calendar! It helps you make sense of your financial situation, plan ahead and manage your money together with those who matter.

“It’s a delight to use.” – The Next Web

“Dollarbird makes sense for anyone who wants to keep a closer eye on their cash flow for better financial planning purposes.” – TechCrunch

Also featured in Mashable, Lifehacker, The Guardian, iMore, TUAW etc.

It comes with:
• A simple calendar-based interface where you can add, keep track and visualize your transactions.
• Auto-categorization with a hint of AI that helps you classify your entries instantly.
• Automatic balance calculation for each day or month and a transparent breakdown of your past and planned transactions.
• Option to collaborate with your partner, family or friends to manage your finances and stay up to date on common money matters.
• Your data stored in the cloud, available on all your devices regardless of the platform you’re rocking on.

Personal Capital – Investing and Finance App

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About Personal Capital – Investing and Finance App

Monitor all your money with the only investment tracker you will ever need.
The Personal Capital Investing app – this is the smart way to track and manage your personal finance. Now you can see all your accounts in one place—bank accounts, stocks, retirement funds, and your investments. Use our award-winning tools like the Retirement Planner, or talk to a financial advisor, to get a personalized plan for your retirement. This is more than a portfolio tracker, this is professional-grade tech to help you take control of your finances.

MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
With Personal Capital, you can see all of your accounts in one place. Manage your bank accounts, 401k, IRA, investments, stocks, and even debt, all on our dashboard.